Skip to content
Español
Profile photo of a State Farm Agent named: Jake Gerdes
State Farm® Insurance Agent

Jake Gerdes

Gerdes Ins and Fin Svcs Inc

(815) 625-5012

Office Hours

After Hours by Appointment

Address

3307 E Lincolnway
Suite 1
Sterling, IL 61081-9752

Across the road (Lincolnway) from Kohls. Next to the Illinois Education Association.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

3307 E Lincolnway
Suite 1
Sterling, IL 61081-9752

Languages

English, Spanish

Welcome to Jake Gerdes State Farm – Your Trusted Insurance Partner in Sterling, IL

At Jake Gerdes State Farm, we proudly serve Sterling, IL, and the Sauk Valley area with personalized insurance for your unique needs. Whether you're looking for auto, home, renters, life, business, or farm/ranch insurance, our experienced team is here to protect what matters most to you—every step of the way.

🥂 Ring in 2026 with Confidence: Review Your Insurance Policies

Starting the new year with fresh resolutions? Make reviewing your insurance coverage one of them! January is the perfect time to reassess your plans and ensure your policies align with your current lifestyle. If you haven't reviewed your life insurance policy recently, now is an ideal moment to confirm it meets your family’s changing needs. Let’s start 2026 strong together! #NewYearNewYou #InsuranceReview

Auto Insurance in Sterling, IL – Stay Safe on Winter Roads

Northern Illinois winters mean icy roads and unpredictable travel conditions. Our auto insurance policies offer the coverage and comfort of mind you need to drive safely this season. Whether you’re updating your existing policy or adding a new vehicle, we’re here to help you find the right protection.

Protect Your Home and Belongings Year-Round

Your home is one of your most valuable assets. From harsh winter weather to everyday risks, our comprehensive home insurance policies are designed to keep your property and loved ones safe. Moving into a new rental? Our renters insurance policies safeguard your personal belongings against fire, theft, and weather damage.

Life Insurance for Your Family’s Future

Planning for tomorrow starts today. We offer a range of life insurance options—designed to secure your family’s financial future. Our team provides top guidance to help you choose the top policy for your needs.

Why Choose Jake Gerdes State Farm?

As a local State Farm agency serving Sterling, Rock Falls, Dixon, and the entire Sauk Valley region, we pride ourselves on delivering friendly, knowledgeable service and clear answers. Our goal is to make insurance simple, accessible, and specific to you.

Get Your Free Insurance Quote Today

Ready to review or update your auto, home, renters, or life insurance in Sterling, IL? Contact Jake Gerdes State Farm for a free, no-obligation quote. We’re committed to helping you protect what matters most—this January and every month of the year.

Proudly Serving Sterling and Surrounding Communities

We are honored to serve Sterling, Rock Falls, Dixon, Milledgeville, Polo, Galt, Prophetstown, Morrison, Lyndon, Amboy, Ashton, Franklin Grove, Oregon, Mount Morris, Tampico, Erie, Walnut, Nelson, Harmon, Coleta, Chadwick, Lanark, Forreston, and neighboring towns throughout Whiteside, Lee, Carroll, and Ogle counties.

Contact Jake Gerdes State Farm – Your Local Sterling, IL Insurance Agency

Don’t wait to safeguard your family, business, or property. Call, click, or visit Jake Gerdes State Farm today and experience how easy it is to find the right insurance coverage for you in 2026 and beyond.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Motorcycle insurance cost for new or vintage rides

Motorcycle insurance costs can vary between new, used, and classic or antique bikes. Understand the distinctions between each and how they can impact your motorcycle’s insurance cost.

Key employee coverage issues

The death/disability of a key person can have a dramatic impact in a smaller business. Consider these questions to help determine discount factor percentage.

View More Articles

At Jake Gerdes State Farm Insurance, we proudly serve Illinois, that includes Sterling, Rock Falls, Dixon and neighboring areas with Auto, Home, Renters, Life, Business Insurance, and Financial Services. Our mission is to support community members during relocations to Whiteside/Lee County by providing exceptional service and safeguarding what matters most. Our dedicated team of licensed Insurance Professionals is committed to your unique needs, including Life Insurance, Financial Services, Auto Insurance, Homeowners Insurance, and support for small businesses with Commercial Insurance. Oh, and let us not forget our love for Farm/Ranch Insurance! Contact us today for a Free Quote on Car, Home, or Life Insurance, as we help you pursue your life goals. We are here to protect the lives and assets of the customers we serve, through effortless, consistent, and personalized customer interactions.

Give us a call if you are moving Sterling, or surrounding Illinois areas. We are a family of highly skilled individuals working together to fulfill a community responsibility of giving outstanding service and also fulfilling our moral obligation of protecting what's important to customer's so they can focus on accomplishing their life goals. My team of licensed Insurance Professionals is here to help get you Insurance coverage for your specific needs. Not only can we help with Life Insurance and Financial Services, Auto Insurance, Homeowners Insurance, but we are also able to assist small business owners with their Commercial lines of Insurance. Give us a call today for a Free Quote for Car Insurance, Home Insurance or Life Insurance! We also Speak Spanish! Call or Text us today!

our team image 0